Reader’s Question:
I have not been involved in a car accident yet, and have no plans of being involved in the future, but I want to be prepared and know how to properly file a claim to my insurance company here in Berkeley, California. Any tips?
Dan Paulo
Berkeley, CA
It’s a good idea to be proactive and know how to properly file a car insurance claim if, and when, you get involved in a car accident. Car accidents may come as a shock to most that they forget to do some necessary process, or gather important information about the accident and the parties involved. Some may even find their car insurance provider unhelpful if they weren’t able to take all necessary information such as license plates, names, etc., during the accident, making filing a claim a bigger hassle than it should be. Here’s a list of the actions you need to take if you get involved in a car accident:
Get all the necessary information.
If a car accident involves others, make sure you note down names, vehicle information such as license plates, contact numbers and addresses. This will assist your insurance company in contacting all the people involved to process the necessary insurances or claims to be made.
File a Police Report.
Get in touch with the police department there in Berkeley, California and file the necessary report as soon as possible. Your insurance company will be looking for this when you file your claim.
Call your car insurance agent.
Ask what are the steps you need to do and documents you need to give or fill out to file for a claim. Also consult your policy to see what kind of coverages and bring this policy with you when you meet up with your insurance agent.
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