Free DUI Lawyer In California

Reader’s Question:

What is a California Low Cost Automobile Insurance Program? Who are eligible?

Marge

San Francisco CA

The California Low Cost Automobile Insurance Program is a way to address the problem of uninsured drivers in California, proposing the theory that most uninsured motorists go without car insurance due to the cost, and that if affordable coverage was available, many motorists would buy it.

The program is administered by the CA Automobile Assigned Risk Plan and policies are written by California Insurers.

Qualified applicants should:

• be at least 19 years of age or older and a continuously licensed motorist for the past 3 years.
• qualify as a good driver.
• have a car currently valued for $20,000 or less
• meet Income eligibility requirements.

If you want to know more information regarding CA Low Cost Automobile Insurance Program contact California Insurance Department.

Reader’s Question:

Hi, I’m a 19-year old college student here in California and I just got my own car. They say that teen car insurance is very costly especially if you are not under your parent’s policy. Is there a way out of paying more for my car insurance if I don’t get on my parent’s policy?

Thelma

Florence-Graham, CA

Even if you just got your own car, you know too well that it would be against the law to be on the road unless you have the proper car insurance. What you heard about getting teen car insurance can be too costly is right. Car insurance providers based their premium rates for teen car insurance on statistics that have been there for years. These statistics show that people with the same age range as yours have had a lot of accidents with their vehicles. Those who are between 16 and 19 years old are said to be three times more likely to get into an accident for every mile they drive than those who are between 65 and 69 years old.

For you to have the most affordable teen car insurance in California you have to get on your parent’s policy. However, if you can’t do that, you can still lower your car insurance rates. At the very least, all you have to do is to compare the premiums of all the car insurance providers that you can by getting quotes from them. You would see that the rates could differ a little from company to company.

Reader’s Question:

I am facing serious problems now with two of my sons. The younger one, who is 19 years old, was charged with DUI after consuming alcohol and being involved in a fatal accident. I’ve been arguing with the authorities because they also want to press charges against my older son who is 24 years old for providing alcohol to his younger brother. They said that he was identified by a witness and by surveillance tapes from the liquor store. Can they actually charge my older son because of that?

Janet

Fremont, CA

Your question is very interesting.
Being arrested for DUI can be so upsetting, and being in a vehicle accident while under the influence of alcohol can be so terrifying. But it can be downright devastating knowing that you caused a fatal DUI crash without even being present at the scene.

If your older son bought alcohol for his brother, he could actually face charges related to a DUI car crash even though he was nowhere near the scene of the fatal DUI accident. There is a section in the California DUI law included that provides specific penalties for adults who provide alcohol to someone who is underage (below 21 years old). The California DUI penalties increase in severity if the minor’s drinking results in death or injury. Your older son could face a $1,000 in fines or up to one year in county jail.