Reader’s Question:

I have an auto insurance provider here in Los Angeles, California, and I was wondering if In the event I got myself hurt inside my vehicle, but not necessarily while the vehicle was on the road or being driven, would my auto insurance still cover me?

Smith

Los Angeles, CA

This is a very interesting question, whether or not your auto insurance provider there in Los Angeles, California would cover you for treatment of injuries while you were inside your vehicle, and your vehicle was just parked in the driveway or otherwise not being driven on the road, all depends on exactly how you got injured. If you look under your auto insurance agreement you will see that injuries arising from operation of your vehicle, use and maintenance would normally be covered under your insurance coverage. This particular coverage would normally be stipulated under the auto medical, Personal Injury Protection or No Fault Insurance coverage of your policy.

If the injury was self-inflicted, was not related to, or did not occur while operating or performing maintenance on the insured vehicle as determined by further investigations done by the auto insurance company, you probably won’t get covered by your auto insurance but you may be able to get coverage from a medical insurance policy, if you have one.

It may also be interesting to note that the same policies discussed above might not be the same should someone injures him or herself while inside your vehicle. If you manage to get someone injured while inside your vehicle and it was due to the operation or maintenance of your insured vehicle, the auto insurance provider may be able to give compensation or pay for treatment under the liability insurance coverage of your auto insurance agreement.

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Reader’s Question:

I have an auto insurance provider here in Los Angeles, California, and I was wondering if In the event I got myself hurt inside my vehicle, but not necessarily while the vehicle was on the road or being driven, would my auto insurance still cover me?

Smith

Los Angeles, CA

This is a very interesting question, whether or not your auto insurance provider there in Los Angeles, California would cover you for treatment of injuries while you were inside your vehicle, and your vehicle was just parked in the driveway or otherwise not being driven on the road, all depends on exactly how you got injured. If you look under your auto insurance agreement you will see that injuries arising from operation of your vehicle, use and maintenance would normally be covered under your insurance coverage. This particular coverage would normally be stipulated under the auto medical, Personal Injury Protection or No Fault Insurance coverage of your policy.

If the injury was self-inflicted, was not related to, or did not occur while operating or performing maintenance on the insured vehicle as determined by further investigations done by the auto insurance company, you probably won’t get covered by your auto insurance but you may be able to get coverage from a medical insurance policy, if you have one.

It may also be interesting to note that the same policies discussed above might not be the same should someone injures him or herself while inside your vehicle. If you manage to get someone injured while inside your vehicle and it was due to the operation or maintenance of your insured vehicle, the auto insurance provider may be able to give compensation or pay for treatment under the liability insurance coverage of your auto insurance agreement.

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Reader’s Question:

I am under my mom’s car insurance policy and I am buying my own car soon. I’ll get my own car insurance as well here in Los Angeles, California and I kinda need help in deciding which car to purchase. What are the factors that I need to consider in terms of car insurance before I buy a new car?

Imari

Los Angeles, CA

Purchasing a new vehicle could be a very thrilling and tremendous experience. You have to be ready on a lot of things so that your shopping experience would be trouble-free and faster. Prior to going to car dealership, create a list of the things that you want to have in a car. While you are creating the list, bear in mind the same things an auto insurance provider will consider when giving an insurance rate quote. Some of these things are the number of passengers that the vehicle would normally hold, how frequent you use your vehicle, how you use it and where you drive. These things would aid in identifying the best car you need and would also lend a hand for you to have cheaper auto insurance rates.

You would also have to create a list of all the attributes and choices that are significant to you such as engine, anti-lock brakes, airbags, security devices, etc. Auto insurance providers usually offer discounts for some of these things and this will save you considerable amount of money on your auto insurance premiums. Once you already have a new car that you need to insure in Los Angeles, California, don’t hang back on getting free comparison quotes from this website.

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Reader’s Question:

If my drivers license was suspended for two DUIs in the state of Michigan can I obtain a drivers license in LA California?

Dan

Los Angeles, CA

although the state of Michigan is not a member of the DLC your suspended license will be listed in the National Driver Register (NDR) which Los Angeles California will verify before allowing you to get a license in CA.

The Drivers License Compact (DLC) is a reciprocal agreement that many states within the US are members of and requires the member states to forward the licensing state of a driver when he or she is convicted of a certain traffic violation. The licensing state then can know if the violation is put on the individual’s driving record, if points are applied, etc. The National Drivers Register is used by all US states, so both California and Michigan do have access to it.

When applying for a driver’s license in Los Angeles California the California DMV will verify the NDR. This database will then notify the Department of Motor Vehicle to any action against your driver’s license in other state(s). Once they aware that your drivers license is revoked in MI due to the two DUIs you will be unable to receive a CA driver’s license. To obtain a license in California you will first need to take care of your suspension or revocation in Michigan. If you are able to have your drivers license reinstated in MI then CA should be able to see this on your NDR listing and grant you a drivers license.

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Reader’s Question:

We badly need help in my sister’s DUI case here in Los Angeles, California. What we need to know is that, if she gets convicted for her first DUI offense, what are the possible penalties?

Mac

Los Angeles, CA

You and your family might be going through a tough time right now because of your sister’s DUI charge in Los Angeles, California. We certainly hope that she gets out of this as soon as possible. But if she gets convicted for DUI, I would certainly give you an idea as to what penalties she might get. Since this is her first DUI offense, she can have up to six months of jail time. After adding mandatory fees and assessments, the fines would be about $1500 but it could vary slightly from different jurisdictions. The court could also impose a license suspension of up to six months depending upon the circumstances and this would be separate from the automatic DMV administrative suspension of four months.

Aside from the aforementioned penalties, there would also be a requirement to attend a state-approved DUI school for three months as a condition of probation and to get the license back. The number of months could be increased if the blood alcohol level is high. In general, probation runs for three years in most cases. Community service, alcoholics anonymous meetings, attendance at victim impact panels and/or an ignition interlock device installation may be required by some courts.

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Reader’s Question:

A friend of mine got arrested in Los Angeles, California because of DUI. He had a slurred speech according to the police report. Can a slurred speech be used as evidence in a DUI trial?

Alonzo

Los Angeles, CA

Just like the odor of alcohol on the breath of a person arrested for DUI, a very few police reports would fail to include an observation by the police officer that the person arrested exhibited “slurred speech” during the DUI arrest. The police officer usually expects to hear slurred speech in a person whom he/she suspects as intoxicated or driving under the influence, particularly after smelling alcohol on the breath. Also, it would be a psychological fact that we tend to “hear” what we expect to hear. And upon hearing a slurred speech, it supplies the police officer with a proof of his suspicions that the person was indeed intoxicated, and thus driving under the influence.

Assuming that the police officer was honest that your friend who was arrested for DUI in Los Angeles, California had a slurred speech during the DUI arrest, there is little evidence that this is a symptom of intoxication. For example, impairment of speech, even when sober, is a common reaction to the stress, fear and nervousness that a police investigation would be expected to happen. Fatigue is also a well-known cause of having a slurred speech. A study of phonetician showed that even self-proclaimed experts are not good at estimating people’s alcohol levels by the way they talk.

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Reader’s Question:

It may not be a very good idea to represent myself in my DUI case in Los Angeles, California but I’m still thinking twice in hiring one because of the fees. What could a lawyer actually do in my DUI case?

Zeke

Los Angeles, CA

You are right, Zeke, it may not be a very good idea to represent yourself in your DUI case in Los Angeles, California. You could actually do that but you would have to think it over a million times because a lot of things are on the line. California DUI laws are very much complicated and you need someone to help you understand the intricacies of California DUI laws and a DUI lawyer has experience in trials as well as constitutional rights and sentencing issues.

A qualified DUI lawyer could review the case for defects, subpoena field sobriety training manuals and cross-examine the officer on his failure to follow his training, suppress evidence, compel discovery of such things as calibration and maintenance records for the breath machine, obtain expert witnesses, have blood samples independently analyzed, negotiate for a lesser charge or reduced sentence and may be able to win your DUI case at trial. A California DUI lawyer who primarily handles DUI cases would know the best strategies to employ to give you the best possible defense.

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