Free DUI Lawyer In California

Reader’s Question:

As much as possible, I want to have cheaper car insurance because I think I am overpaying for my premiums. Is there a way that I can reduce the premiums that I pay for my car insurance here in California?

Nico

San Diego, CA

There is definitely a way that you can have cheaper car insurance in  California; all you have to do is to know and understand the right questions to ask and to follow some steps. The first thing that you could do if you have two or more cars is to insure them with one insurance provider so that you may have multi-car discount. You may also inquire about multi-line discount if you could have your life and home insurance under the same provider. Also, if you have older car, you can think about cancelling your collision and comprehensive coverage.

Installation of security devices such as anti-theft, as well as airbags and anti-lock brakes can have discounts on your premium rates. You may also increase your deductible or at least choose the highest possible deductible you could afford. Also, if you have younger drivers in the household, be sure that they take driving courses and have them use less valuable car. You can also get ‘good student discount’ if your young driver has an average of ‘B’ or above in school.

Reader’s Question:

My brother is asking me to help him find a good auto insurance company here in California. I don’t know anything about auto insurance so I also need some help here. He mentioned that I have to make sure that I choose collision auto insurance rather than liability coverage, but what’s the difference?

Pearl

East Kern, CA

It can really be hard to decide what type of auto insurance your brother needs in East Kern, California. But you can definitely understand these things by doing a little research and seeking advice form an insurance agent. There are a lot of auto insurance companies out there and the competition is real tight. There are three kinds of vehicle insurance coverage that a provider can be able to offer your brother. These are liability, collision and comprehensive auto insurance coverage.

Liability coverage will give your brother the minimum level of coverage and still be able to drive in most states. The aim of this liability insurance is to give protection for the motorist against legal liability if he/she is at fault for a certain accident or was held accountable for. On the other hand, collision coverage will give compensation to the motorist if the automobile is damaged due to an accident, no matter who is at fault. Property damage would also be covered with collision insurance and also the damage to the automobile that’s a result of collision with other objects.

Reader’s Question:

I plan to use my RV as our primary residence here in San Diego, California but I haven’t gotten it insured. Do you think we need a special type of insurance for our RV?

Haven

Cupertino, CA

Recreational Vehicles are actually special vehicles that would require having a special type of insurance. Neither car insurance nor a home insurance could be able to properly or fully give coverage for the RV and the owners of the RV. You would have to do some thorough research to be able to find the necessary insurance for your needs on your RV. If you are lucky, you do not need to have insurance for your RV. But if you need insurance, you would be lucky to have it.

Since you plan to use the RV as your primary residence in Cupertino, California, you may want to get insurance coverage that will allow full replacement if an accident happens. You could never foresee an event where such insurance coverage is needed but when you need it, you’d be very much grateful to have it. Cardboard boxes do not make much of a home these days. Consider having an insurance coverage when your RV is parked at a campsite so that you could have protection against theft or injuries.

Reader’s Question:

I was required to get an SR22 insurance because of my DUI conviction here in California. Do I need to get it from another company or will my current auto insurance provider have that for me?

Kaleena

Elsinore Valley, CA

You would have to get an SR22 insurance because of your DUI conviction in  California. This is a form that would be a proof of your financial responsibility and this says that you have the right amount of insurance that the state of California orders you to have. Your auto insurance provider could file the SR22 insurance for you but make sure that you check with them for their standard procedure. In case they don’t offer SR22, you can always get it from someone who offers it and you can find it from this website so get a free quote now.

You may have to maintain the SR22 for a number of years, depending on your specific case. The length of time an SR22 stays active would depend on your state and the details of your DUI. Getting an SR22 would often make you in the higher risk category for auto insurance providers and that means that your premiums could increase and stay higher for a number of years after you got your DUI. It is not the end of the world after your DUI but you have to pay for it for at least a few years- especially if it is with regard to your auto insurance.

Reader’s Question:

I’m worried about my auto insurance after my DUI conviction here in Alameda, California. What do I need to know about my auto insurance or what do I have to do now after my DUI conviction?

Adrian

Alameda, CA

You may be like most individuals who simply could not afford not to be driving even after a drunk driving or DUI conviction. Most of us need to maintain their transportation options for us to make a living. We all commit mistakes but the law makes sure that you would certainly pay for the privilege to get back out on the highways. Although there are a lot of auto insurance providers that would offer you coverage after your DUI conviction in Alameda, California, it would be important to do your research.

You would be ordered to get an SR22 proof of insurance for you to reinstate your driver’s license. The auto insurance provider you choose would file an SR22 form on your behalf to release the suspension order placed by the Department of Motor Vehicles (DMV) on your license. The auto insurance provider could tell you the steps that need to be taken to make sure that you’ll have the SR22 promptly. You can check what is on your driving record because the auto insurance provider would confirm the information you would give them so make sure that it is accurate.

Reader’s Question:

My cousin was convicted for DUI here in Camarillo, California a year ago and he had to file for an SR22. What is this so-called SR22 and what does this cover? Does filing an SR22 have any effect on financing a new car?

Frankie

Camarillo, CA

Your cousin is required to get SR22 because of his DUI conviction in Camarillo, California a year ago. SR22 should be filed by the auto insurance provider and this states that an auto liability insurance is in effect for a certain person. Every state has variety of the SR22 forms and they also have different requirements. The filing of an SR22 insurance should not have any direct effect in obtaining financing on a new car. Financing is not related to the requirement of financial responsibility laws of a state.

Normally, an SR22 would have an extra $15 to $25 filing fee. Your cousin would have to purchase coverage levels that mandated by the financial responsibility laws of California. He could see an increase cost over what he is used to be paying. The reason behind that is because he is purchasing additional coverage than what he previously had.

Reader’s Question:

How many years does a wet reckless remain on your driving record for in  California? Is it the same with DUI?

Amy

Arcadia, CA

Under the new California legislation law, any DUI violation under CA Vehicle Code will report for ten years. There are some other non-DUI violations such as wet reckless that will report to courts and police for ten years and may count against you for the purpose of determining increased penalties for repeat violators, but will continue to appear on a public driving record for only seven years.

So the new California law does effect your wet reckless violation in Arcadia CA but it appears a wet reckless is better for you than a DUI offense in the sense that it will only appear to your public driving record (the one employers and insurance carriers see) for seven years though the state of CA can continue to count it against you for ten years.

You may contact the California Department of Motor Vehicles (DMV) for more information with regards to your driving record and how the wet reckless violation affects it.

Reader’s Question:

I got two DUI conviction this year and last year. What will happen if I get pulled over by a law enforcement officer and I have no proof that I am driving for work in Alameda?? I live in Alameda CA.

Richard

Alameda, CA

In California a restricted license granter after a 2nd DUI conviction has guidelines that you need to abide. The California law states that the restriction of the driving privilege shall be limited to the hours needed for

• driving to and from the place of employment,
• driving during the course of employment, and
• driving to and from activities required in the driving-under-the-influence program.

The California Department of Motor Vehicles states that they may suspend or revoke the drivers license,once they receive satisfactory proof of any conviction of the restrictions of a driver’s license .

Therefore if you get caught driving outside your restrictions your driving privileges may be taken away again. The CA DMV should be able to give you information if there will be additional fines and penalties given to you by the judge or courts if you are stopped in Alameda and cannot prove you are driving within your restrictions.

Reader’s Question:

I’m only 14 years old and I really don’t understand the legalities of my brother’s DUI case here in San Diego, California. He told me that he was given a pink paper or something, what is this?

Elbert

San Diego, CA

During your brother’s DUI arrest in  California, the police officer has taken away his California driver’s license and gave him a pink form that is entitled “Suspension Order and Temporary License.” This is a form that would serve as your brother’s temporary license and notice that this temporary license would automatically go into suspension in 30 days unless a hearing on the driver’s license is requested with the California Department of Motor Vehicles (DMV).

Your brother would have 10 calendar days to contact the DMV and request for a hearing. Once the hearing is requested, the driver’s license suspension would automatically be postponed pending the outcome of the DMV hearing. Your brother could be able to choose an in-person DMV hearing or a phone hearing. It would always be better that they request a live hearing. This DMV hearing would be very important on your brother’s DUI case because it would give them a preview of his DUI trial.

Reader’s Question:

I have heard several cases about DUI here in Whittier, California that makes me more curious about it. Question is, what are the possible DUI defenses that can be brought out in a DUI trial that are related to the DUI stop?

Kyla

Whittier, CA

In a DUI case in Whittier, California for example, the prosecution should prove that the person was driving a vehicle while intoxicated in order to be found guilty. You may think that this is very obvious, but this could be an issue that can be brought out in a DUI trial where the police officer arrives later at the scene of an accident or where a vehicle is parked and the driver is asleep.

Another defense that could be used in a DUI case is that the police officer didn’t have actual reason to stop the vehicle of the person who is suspected for DUI. The police officer simply has to have a probable cause to pull the driver over. Traffic violations such as unsafe lane change, expired license plate tags or speeding could provide the excuse the officer needs to pull a driver over. In other words, the officer should have a legal reason to stop the vehicle and suspect that the driver was intoxicated. Weaving within a lane is generally used for probable cause, but this by itself would not be sufficient evidence that the driver was indeed under the influence.