Reader’s Question:

I need to get an SR22 auto insurance because of my DUI charge here in California but my current auto insurance company is not offering that, what do I have to do now?

Jamal

Apple Valley, CA

Some auto insurance companies really do not offer SR22 insurance and since you have a DUI charge in California, your auto insurance company will cancel or not renew your current policy. Because of that, you would have to find another insurance company that offers SR22 auto insurance. Let me tell you now that you can count on your rates being higher not only because of your DUI charge but also because you will now have a cancellation on your claims history.

Once you switch auto insurance companies to get a new policy with SR22 insurance coverage, you will then be considered as a “high-risk” driver because of your DUI charge. This would be especially true if you received safe-driver discounts or you were in a “preferred class.” Your premium rates would rise massively once you get a conviction for DUI. Because of that, you can start shopping around for auto insurance providers that specialize in high risk policies. You may want to try to get an online rate quote from this website for your SR22 auto insurance and you’ll find out that you could still get a great auto insurance for a lesser price.

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Reader’s Question:

I’m doing a little online search for SR22 auto insurance because of my DUI charge here in California and I kinda need a little help. Aside from the price, what are the factors that I need to consider when purchasing SR22 auto insurance?

Harvey

San Francisco, CA

Because of your DUI charge in California, you are required to maintain a high risk auto insurance policy that is referred to as the SR22 auto insurance. This form is being filed through the Department of Motor Vehicles (DMV) and it can be filed on your behalf by your insurance company either online or in person. If you would want to get your high risk insurance policy established quickly in order to restore your driving privileges, then you might want to file the SR22 auto insurance form online since you are already doing an online search for SR22 auto insurance.

When choosing your high risk auto insurance provider, you might want to look at different factors aside from the price of the insurance policy. The important factors to consider are the availability of policies in your geographical area, the type of insurance company you’re dealing with, cancellation and suspension guidelines and coverage offered for the SR22 auto insurance. Get a free online rate quote now from a great insurance company for your SR22 auto insurance needs.

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