Free DUI Lawyer In California

Reader’s Question:

My husband and I are under the same car insurance policy here in Santa Clarita, California and we are getting a divorce. I was never interested in going over the policy so I don’t know anything about any coverage. What are the important things that I need to know about car insurance here in California before I get my own policy?

Neha

Santa Clarita, CA

If you will purchase your own car insurance in Santa Clarita, California, you should have bodily injury and property damage coverage. For bodily injury to a single person, you need to have a minimum coverage of $15,000; for bodily injury to two or more people in one accident, you must have $30,000 minimum coverage; and for property damage for a single accident, you need to have $5,000 minimum coverage. It is recommended that you buy more than the minimum amount of coverage so that you will have sufficient protection.

You also need to know certain coverage limitations of your car insurance policy. There could be some instances that your coverage does not apply, such as the following:

–Bodily injury or property damage that happened when the car is used while carrying people or property with a fee.

–Any injury or property damage that is brought about by an intentional act.

–Any injury or property damage on an automobile that is owned by a named driver on your policy but the automobile is not listed in the policy.

–Property that is owned by, leased by, or in the control or possession of an insured individual.

The cost of DUI in California is enough to give you a heart attack. After you have forked over the money for your bail, your attorney fees, your car insurance premiums, your fines, your fees for reinstating your license, your court charges; after you have possibly lost your job or in any case lost a certain amount of time at work while you were in court or in jail; the cost comes out to around $20,000 for the typical person. Of course, this can be higher or lower depending on the severity of your case, your sentence, your job, and the state where you live in.

One of the things about the cost of DUI in California which you can control is the insurance and the attorney. The most important thing to do if you want to save money on these is for you to shop around. Ask several CA attorneys for quotes on their services and compare them, while comparing the quality of the attorney as well.

You can compare rates for DUI car insurance as well, and you can also drive less, get discounts, cut coverage, raise your deductibles, among many other things you can do to save some money.