DUI In California

Reader’s Question:

My daughter is already away at college and I don’t know if I should keep her on my car insurance policy. What should I do about it and what would I do in case I get into an accident here in Lompoc Valley, California?

Cherrie

Lompoc Valley, CA

If your daughter is away for college or if any other member of the household will no longer drive your vehicle for any reason, you don’t have to keep them in your car insurance policy in Lompoc Valley, California. Insurance coverage for young motorists could be too high so do not put them anymore on the policy unless you really have to do so. In any case, you have to inquire about the claim process before you sign the agreement, not if you already got into an accident.

If you are involved in an accident, you have to call the insurance agent as soon you can. Do not leave for later because you could only have as little as 48 hours to file your claim. Maintain a good record of your claim and take note of every detail, especially at the site of the accident. Note names, automobile number, everything anyone says and anything that could help you later on. Do not waste time and go after the insurance provider because they tend to move real slowly so you have to harass them.

Reader’s Question:

My cousin was convicted for DUI here in Camarillo, California a year ago and he had to file for an SR22. What is this so-called SR22 and what does this cover? Does filing an SR22 have any effect on financing a new car?

Frankie

Camarillo, CA

Your cousin is required to get SR22 because of his DUI conviction in Camarillo, California a year ago. SR22 should be filed by the auto insurance provider and this states that an auto liability insurance is in effect for a certain person. Every state has variety of the SR22 forms and they also have different requirements. The filing of an SR22 insurance should not have any direct effect in obtaining financing on a new car. Financing is not related to the requirement of financial responsibility laws of a state.

Normally, an SR22 would have an extra $15 to $25 filing fee. Your cousin would have to purchase coverage levels that mandated by the financial responsibility laws of California. He could see an increase cost over what he is used to be paying. The reason behind that is because he is purchasing additional coverage than what he previously had.

Once you realize that you will be charged with driving under the influence of alcohol or drugs, it is time for you to seriously consider hiring on a Santa Ana California DUI lawyer. Even if your chances look pretty bad, it’s still possible that a lawyer can help get your charges lightened up. Even beyond just that, there are many ways that a lawyer can help you.

• Education.

For the same reason you don’t go asking for legal advice on an internet game forum, you shouldn’t rely just on the information you, as a non lawyer, are able to dredge up from the internet and the library. Getting a free consultation with a Santa Ana California DUI lawyer can open your mind up to what DUI law is and how it can be applied to your particularsituation.

• Ease.

If you hand your case over to a lawyer, then your own responsibilities drop significantly, and all you have to do is communicate your knowledge and show up, essentially.

• Defense.

Most importantly, your lawyer can represent you for your reasons and knows what is most likely to get you a better punishment.