Free DUI Lawyer In California

Reader’s Question:

I’m not decided yet but I have plans on switching to another car insurance company. If I let my car insurance policy here California expire, will it automatically be canceled?

Lamont

San Diego, CA

If you just let your car insurance policy in California expire, that doesn’t mean that it will automatically be cancelled. Instead, your car insurance company will still send you a bill for the next policy term and if you don’t pay it, they will be the ones to cancel your policy. If this happens, you’re gonna have to pay more on your insurance if you switch companies because you have a cancellation on your record. Other car insurance companies will think that you are irresponsible, thus would put you in the higher risk category. In that case, they won’t take into account that much whether you have a good driving record or not. All they would see is that you have a cancellation on your insurance history.

To keep that away from happening, you need to formally cancel your car insurance policy. To do this, you may talk to your insurance agent or call your insurance company directly informing them about your intention to cancel and the date of cancellation. What they’ll do is send you a cancellation request form which is most likely already filled out and all it needs is your signature. But before signing, you have to read what’s on it very carefully and tell the insurance company if you have any objections. Even before you cancel your old policy, you’re always free to shop around the best car insurance by getting some free comparison auto insurance quotes.

Reader’s Question:

I was required to get an SR22 insurance because of my DUI conviction here in California. Do I need to get it from another company or will my current auto insurance provider have that for me?

Kaleena

Elsinore Valley, CA

You would have to get an SR22 insurance because of your DUI conviction in  California. This is a form that would be a proof of your financial responsibility and this says that you have the right amount of insurance that the state of California orders you to have. Your auto insurance provider could file the SR22 insurance for you but make sure that you check with them for their standard procedure. In case they don’t offer SR22, you can always get it from someone who offers it and you can find it from this website so get a free quote now.

You may have to maintain the SR22 for a number of years, depending on your specific case. The length of time an SR22 stays active would depend on your state and the details of your DUI. Getting an SR22 would often make you in the higher risk category for auto insurance providers and that means that your premiums could increase and stay higher for a number of years after you got your DUI. It is not the end of the world after your DUI but you have to pay for it for at least a few years- especially if it is with regard to your auto insurance.

Reader’s Question:

What possible reasons for my DWI case in California be dismissed?

Paul

San Francisco CA

Thank you for asking Paul.

Dismissal of all DWI charges is a procedure when the defendant plea bargains for a reduced charge, such as alcohol related reckless driving, also known as “wet reckless”. If this happens, all drunk driving charges are dismissed and the client pleads guilty to the freshly added lesser charge.

If a DWI attorney claims that drunk driving charges have often been dismissed for his or her clients, ask if those clients were convicted of anything else instead. A wet reckless for first offenders offense is nearly as bad as a drunk driving offense. This counts as a prior offense if you’re arrested again later, and much of the penalty is the same as for drunk driving. Car Insurance companies know what it is, and will increase premiums accordingly, you will be in assigned risk category. It can still be a good deal for some clients, especially those who already have prior offenses on their driving records. This is because there’s no increased penalty for reckless driving based upon previous convictions of drunk driving. However, you don’t hire a good lawyer to get a wet reckless for a first offense, at least not when you have a good case.

MariCAR