Reader’s Question:

I’m worried about my auto insurance after my DUI conviction here in Alameda, California. What do I need to know about my auto insurance or what do I have to do now after my DUI conviction?

Adrian

Alameda, CA

You may be like most individuals who simply could not afford not to be driving even after a drunk driving or DUI conviction. Most of us need to maintain their transportation options for us to make a living. We all commit mistakes but the law makes sure that you would certainly pay for the privilege to get back out on the highways. Although there are a lot of auto insurance providers that would offer you coverage after your DUI conviction in Alameda, California, it would be important to do your research.

You would be ordered to get an SR22 proof of insurance for you to reinstate your driver’s license. The auto insurance provider you choose would file an SR22 form on your behalf to release the suspension order placed by the Department of Motor Vehicles (DMV) on your license. The auto insurance provider could tell you the steps that need to be taken to make sure that you’ll have the SR22 promptly. You can check what is on your driving record because the auto insurance provider would confirm the information you would give them so make sure that it is accurate.

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Reader’s Question:

I have been driving for a long time and this is the first time that I was charged with a criminal traffic offense that’s why a DUI charge is very new to me. What do you think is the first thing that I would so after being arrested for DUI in California?

Daisy

El Monte, CA

One of the fundamental rules that you should do after being arrested for DUI inĀ  California is to request for an administrative hearing with the Department of Motor Vehicles (DMV) within 10 days upon your arrest. If you miss to request for the DMV hearing, you could lose your driver’s license for four months or so after 30 days. What’s even worse news is that the DMV hearing is entirely different from the criminal court trial. There would be no prosecutor at a DMV hearing and it is more often easier to “win” the defense at the DMV hearing than at the court trial.

With the knowledgeable guidance of a highly experienced DUI defense lawyer, you would be taken through the complicated process of a DUI case step by step. I tell you that you would not miss the deadline by which you must request the DMV hearing wherein you could risk losing your driving privileges for a certain period of time. Also, you would actually know when, where and how to file the required SR22 form from your insurance company.

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Reader’s Question:

I have a DUI conviction in Fresno, California and luckily, my insurance company was able to give me coverage. But I’m just curious, what could be the reasons that an insurance company would not provide insurance for me anymore and how long do I have to carry the SR22 insurance?

Derek

Fresno, CA

Because of your DUI conviction in Fresno, California, you would have to carry the SR22 car insurance for a minimum of three years. This is a type of car insurance required by the California Department of Motor Vehicles (DMV) and the courts for drivers after a DUI-related offense. The SR22 form serves as an agreement between the DMV and your SR22 provider that requires the insurance company to immediately notify the DMV if the insurance company is no longer providing insurance for the driver anymore.

One of the reasons why an insurance company may not be able to provide insurance anymore is because of a lapse in coverage. Your SR22 insurance could lapse due to missing a payment or being late making a payment. The other reason could be a termination of your coverage. If your insurance company decides that you are too high of a risk due to maybe another accident or and/or DUI offense. One other reason is that if you switch SR22 providers. Even if you switch provider for your SR22 insurance, your insurance company is still required to file a Notice of Cancellation of California Insurance Proof Certificate.

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