Free DUI Lawyer In California

Reader’s Question:

How long will my DUI here in California stay on my driving record? What’s the average auto insurance rate increase and how long will I have higher rates after my DUI?

Patrick

Jurupa, CA

The period of time a DUI conviction would remain on your driving record depends on the state laws. In the state of California, your DUI in Jurupa, California would remain on your record for seven years unless you have a “Failure to Appear.” In that case, your DUI would last on your driving record for 10 years. You can also verify the information with the Department of Motor Vehicles (DMV).

The auto insurance rate increase would most likely happen at your next renewal period when your auto insurance provider checks your motor vehicle record (MVR) and finds out about your DUI. The length of time for the higher auto insurance rates would again depend on the state laws or the insurance provider’s own rating guidelines. Normally, it could affect you for three, five or seven years or as long as the offense is on your DMV record if state insurance laws allow it. The amount of the auto insurance rate increase depends on the insurance provider’s rating system but on the average, it could go up to 30%. If your current insurance provider increases your rate to an unjustifiable amount, you can get auto insurance quote from this website.

Reader’s Question:

Is having a DUI conviction here in California be a ground for my auto insurance company to nonrenew my policy?

Margie

Burbank, CA

Auto insurance company could nonrenew your policy only when it comes up for renewal, and state laws don’t always spell out the offenses for which an auto insurance company can nonrenew insurance policies. Nonrenewal simply means that your auto insurance company no longer wishes to sell you insurance. This is generally due to having too many claims for at-fault accidents, having a conviction for driving under the influence or DUI or receiving too many traffic citations during the last three to five years.

Because of your DUI conviction there in California, your auto insurance company may nonrenew your auto insurance policy. They may decide to keep you but it’s no doubt that they will raise your insurance premium. If you get a new auto insurance policy from another company, they may also charge you higher premiums. But that doesn’t mean you can’t get a policy for a lesser price. You can try out for yourself and get an online rate quote from this website for your auto insurance.