Reader’s Question:
I just got a traffic ticket here in Berkeley last Tuesday for speeding and unfortunately I’m a little drunk at that time. Does my unlawful behavior affect me of getting a cheaper car insurance here in California? Can I get a comparison car insurance quote?
Leigh
Berkeley, CA
First of all, this unlawful behavior is what Insurance Companies there in California consider in giving you on how much they will offer you for this are the grounds on giving increase to your insurance rate.
With regards to traffic tickets, as long as you get one traffic ticket only for a year. You can just use the deferment program and pay the traffic ticket and your record will be erased and the insurance company will not be able to recognize it. It is easier to get away from traffic violation especially if you haven’t used your deferment program yet. Unlike other unlawful behavior like driving under the influence of alcohol and drugs, it is not easy to get out off it which includes a complication in your car insurance. If it is a car accident and it wasn’t your fault you will still have a charge raise for you are in the accident and you are there to complete it and that makes you still a part of the accident. And if it is your fault the more you will have a problem especially if you have been drinking. Not only that you are going to have problem with the law but also with the unstoppable increase of your insurance.
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