DUI In California

Reader’s Question:

We are planning to give our son a car for his graduation but we are worried that it may double our financial responsibilities if we get him a car especially we need also to give him a car Insurance as well. Is there anything in California that can help us lower, if not decrease, our financial responsibility if adding another car and car insurance?

Wyatt

Carson, CA

Car Insurance policy for our young driver is a necessity just like having a car here in California. But this doesn’t mean that you are going to double your financial responsibilities for there are ways how to make it lower than the double.

Usually, parents in California don’t avail a single Car Insurance for their son; instead they add them to their car insurance policy. Adding the children to the parents’ car insurance will add more payment but then again it is way cheaper than availing another for the child. Parents might as well read their policy again to know if their policy requires all drivers to be named for coverage to apply. If you have this kind of policy, it is very necessary to list all members to the policy especially if the child has reached driver’s age. If your child will go to another location, you might as well inform your insurers since the car insurance rates usually based from where the driver is driving which needs adjusting your premium. If for example you haven’t listed all the drivers in your policy and have learned just a while ago the company will bill your for the extra premium that you should have paid.